Legal Disclaimer

From 1 October 2011, Aviva Investors Australia Limited (ABN 85 066 081 114) is a wholly-owned subsidiary of National Australia Bank Limited and is no longer part of the Aviva plc Group.

Accuracy of Information
The information provided in the Aviva Investors Australia Limited ("Aviva Investors") website is given by way of general comment only and should not be used as a substitute for specific professional advice. While all reasonable care has been taken in producing this information, subsequent changes in circumstances may occur at any time and may impact on the accuracy of the information.

Aviva Investors, its directors or employees nor any third party give any warranty or representation as to the accuracy, reliability, timeliness or completeness of the information now or in the future. Except for any liability which cannot be excluded the directors and employees of Aviva Investors and any named third party disclaim all responsibility for any loss suffered, directly or indirectly by any person acting in reliance upon the information contained therein.

Australian Residents Only
The investment funds described in this website are available only to Australian residents. All references to dollars are to Australian dollars.

Purpose of information
This website provides general information only about Aviva Investors and the services it provides. The information does not take into account any investor's individual investment objectives, financial position and particular investment needs. As such, before making any decision, we recommend that investors consult their financial advisors.

Copyright
Aviva Investors owns copyright in the information contained in this website. Information may be printed and downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of Aviva Investors.

No investment guarantee
Aviva Investors or any named third party guarantees the repayment of capital or the performance of the funds. The holding of units in a fund is subject to investment and other risks. This could involve delays in repayment and loss of income or capital invested. Past performance does not guarantee future performance.

Applications to invest in a fund
Applications for investments in any fund of the Aviva Investors investment funds range can only be made by Australian residents on the form attached to a copy of the current product disclosure statement (PDS) lodged with the Australian Securities and Investments Commission. Aviva Investors is the Responsible Entity (referred to as the manager) of the Aviva Investors investment funds and is entitled to a fee as the manager of the funds. The PDS is available from the website and may be downloaded for viewing and printing purposes. Alternatively, copies of the prospectus can be requested from the Aviva Investors Investor Services team by calling 1800 671 849 or emailing investorservices.au@avivainvestors.com.au

Past performance is not indicative of future performance. The value of an investment in a fund may fall as well as rise.

Webcasts: Important disclaimer
The webcasts available on this website have been prepared by Aviva Investors Australia Limited. To the extent that a webcast contains information regarding our financial products, it does not take account of your objectives, financial situation or needs. Before acting on this general advice you should consider the appropriateness of the advice having regard to these matters.

No part of the information provided in a program is to be construed as a solicitation to make any financial investment. It is provided for information purposes only. We recommend you obtain financial, legal and taxation advice before making any financial investment decision.

Potential investors should obtain a PDS from Aviva Investors relating to financial products mentioned and consider it before making any decision about whether to acquire that product. The PDS is available from this website and may be downloaded for viewing and printing purposes. Alternatively, to request a hard copy please contact the Aviva Investors Investor Services team by calling 1800 671 849 or emailing investorservices.au@avivainvestors.com.au

While every reasonable effort has been made to ensure the comments made in the webcasts are accurate and reliable, some facts and opinions may change without notice due to changing market conditions and actual results may vary from forecasts provided.

Information, including forecast financial information and hypothetical examples should not be considered as a recommendation in relation to holding, purchasing or selling securities or other instruments. While due care has been used in the preparation of forecast information and hypothetical examples, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside the control of Aviva Investors.

Past performance is not an indication of future performance.